Natural hazard insurance for buildings
Insurance against natural hazards protects home owners against the financial consequences of floods caused by high water, heavy rainfall, backwater, earthquakes, subsidence, landslides, snow pressure, avalanches and volcanic eruptions. Most homes are not adequately insured against such natural hazards, although support from disaster funds is not expected. In Germany, for example, only 43 percent of all buildings are properly protected against the financial consequences of natural hazards.
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