Tool risk reduction measures

100 RISK REDUCTION MEASURES

Natural hazard insurance for buildings

Insurance against natural hazards protects home owners against the financial consequences of floods caused by high water, heavy rainfall, backwater, earthquakes, subsidence, landslides, snow pressure, avalanches and volcanic eruptions. Most homes are not adequately insured against such natural hazards, although support from disaster funds is not expected. In Germany, for example, only 43 percent of all buildings are properly protected against the financial consequences of natural hazards.

Fields of action
Buildings
Synergies may exist between heavy rain risk management measures and other development goals like environmental protection, health care, and economic performance. Harnessing them requires involvement of different actors, enforcement of exchange between you and them and holistic thinking.

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